Workers Compensation is a considerable expenditure for most New York businesses. At the Barreto Agency, we specialize in not only providing a cost-effective Workers Compensation program, but we also help you in preventing losses that can result from on-the-job accidents, injuries, and illnesses.
Workers Comp insurance will cover your employees due to on-the-job injuries and illnesses for: lost wages as a result of being unable to work, medical expenses incurred, permanent disability, rehabilitation, and death benefits.
Additionally, we can help you establish procedures to:
- Investigate accidents immediately and vet out fraud
- Immediately report all claims to the insurance company, and monitor the status of those claims
- Develop a safety program
- Establish an employee communication program
- Evaluate accident history
- And much more
We’ll also evaluate your experience modification worksheet, payroll audits, and loss-sensitive rating adjustments to see where we can make improvements and where there may have been problems or miscalculations in your existing Workers Comp insurance plan.