Recent storms have brought the need for Flood insurance to the forefront, especially throughout the New York area. In fact, Hurricane Irene caused chaos and devastation in communities along the Connecticut shoreline that we haven’t seen in years.
But many people don’t carry Flood insurance — either believing their Homeowners insurance would protect them, or not realizing that their home can suffer severe financial damage from a flood. At the Barreto Agency, we make it a policy to evaluate our customers’ need for Flood coverage, and discuss the various options available. The right policy can protect you against losses resulting from heavy rains, flood surges, melting snow, storm drain backups, etc.
You have two available options: For homeowners in flood-prone communities, the National Flood Insurance Program provides a standard policy. You may apply for separate building and contents coverage. Homes in a low or moderate risk zone may qualify for a relatively low-cost preferred risk policy through a number of insurance companies. At the Barreto Agency, we can help you select the option and policy that’s right for you and the area in which you live.
Today the risk is too great to go without Flood coverage.
Let our Flood insurance specialists set you up with the coverage you need. Call, email, or fill in the contact form on this page, for our free, no-obligations quote.